Q: I am planning on making an offer on a home that looks like it would be perfect for me & my family. I’ve toured the home several times and everything looks great and there are no major issues noted in the Seller’s Disclosure. My real estate agent still suggested that I hire a home inspector to inspect the home prior to closing. Is this really necessary?
A: In a word, YES. Even though you’ve looked the home over yourself and there are no major issues stated in the Seller’s Disclosure, it’s always a good idea to hire a licensed home inspector to inspect the home you are considering purchasing prior to closing. Home inspectors are trained to identify many potential issues within a home including, electrical, plumbing, heating, cooling, and structural problems. These are things that you, as the home buyer, may not notice upon just walking through the home on your own, and issues that the current homeowner may not be aware of.
- No home is perfect. Most reports will identify a number of issues, however, it’s important to look over these issues to determine whether or not you are willing to purchase the property “as is” or negotiate with the seller to fix (some or all) of the problems, or lower the asking price.
- A home inspection does not guarantee that no other issues will arise after you close on the home. Just because the air conditioning goes out a month after closing, doesn’t mean that something was missed on the home inspection. This is typically just an un-forseen repair and part of being a homeowner. For this reason, it’s also a good idea to include a home warranty in the contract as well.